28 Apr

5 Minute DIY White Chocolate Mocha Latte

white chocolate mocha latte

Image courtesy of kapongza at FreeDigitalPhotos.net.

I have a confession: white chocolate mocha lattes from Starbucks are my weakness. And the thing is, I don’t even like coffee. But a good latte barely counts as coffee. It’s more like a coffee-flavored shot of caffeine in a glass of steamed milk topped with whipped cream.

Die hard coffee fan or not, anyone who has ever enjoyed a steaming hot (or iced) Starbucks beverage knows how hard it hits your wallet. At over $4 a latte, that works out to $1,460 in lattes if you drank one a day for a year. That is a lot of money to have someone spell your name wrong on a cup.

Thankfully the internet has come to the rescue! Real Housemom’s shared this White Chocolate Mocha Latte recipe that I can personally say tastes like heaven. I never expected to brew up a drink at home that tastes so close to the real deal.

DIY White Chocolate Mocha Lattelatte


  • 1 K-cup or 6oz serving of brewed coffee
  • 1/3 cup of milk
  • 1/4 – 1/3 cup white chocolate chips
  • Whipped cream topping


  1. Brew a 6 ounce cup of coffee or a single K-cup on the 6 ounce setting. I chose Starbucks Mocha K-cups to add to the mocha flavoring. Never enough mocha.
  2. In a small sauce pot, melt 1/4 or 1/3 of a cup (if you want it extra chocolatey) white chocolate chips with 1/3 cup of milk on medium heat until completely blended. Should take 5 minutes or less.
  3. Pour melted chocolate chip and milk mixture into coffee cup and stir.
  4. Top with whipped cream and enjoy!


If you are feeling particularly lazy, you can dump the milk and chocolate chips straight into the hot coffee and stir until melted. It doesn’t always create quite as smooth a texture as melting them on the stove, but it’s faster and eliminates the need to dirty any dishes.

How Much Can You Save?

Out of curiosity, I calculated out how much I could save making my own lattes at home versus buying them at Starbucks. For reference, I used Starbucks K-cups, which are pricier than other brands, and the only white chocolate chips I found at Kroger were more expensive than the typical off brand. So if you shop around for better deals on these ingredients you can lower your price even further.

Based on the slightly more expensive items I had on hand, here is how the pricing worked out:

  • Starbucks Mocha K-cups: $16.95 for 16
  • White chocolate chips: $2.99
  • Extra heavy whipped cream: $1.50
  • Skim milk: $2.29

Cost per cup:

  • K-cup: 16 drinks / $1 per drink
  • White chocolate chips: 7+ drinks / $0.43 per drink
  • Whipped cream: 7 – 14 drinks / $0.10 – $0.20 per drink
  • Milk: 50 drinks / $0.05 per drink

Total: $1.68 per cup

Compare that with a similar tall white chocolate mocha from Starbucks at $4.10 after tax and that’s a savings of $2.42 per latte or $883 per year!

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