Who am I? And why should you care about my blog?
Hello, my name is Jessica and I am a shopaholic. It all started my senior year in high school when I received my first credit card, a shiny plastic Capital One card with an adorable ladybug printed on the front and a credit limit of a whopping $300.
It was all downhill from there.
Seven years and 10+ credit cards later and I found myself facing a mountain of debt taller than Everest. While I tried many times and in many ways to slay the debt monster, it was not until I began reading the financial blog Six Figures Under that I truly began to feel my debt might actually be surmountable. Surely if one family could tackle over $130,000 in debt with a smile I could find a way to tackle mine (maybe with a little less smiling).
Unlike Stephanie and her husband, the majority of my debt was not from school (though I do have a nice chunk of student loans). It was from years of reckless spending fueled by a shopping addiction, recurring bouts of anxiety, and the failure to maintain anything resembling an emergency fund. All those little plastic squares had gone from my life raft in times of trouble to a sinking ship that could capsize at any moment.
Beg, Borrow, Save is not just a financial advice blog. It is the ongoing story of my personal journey out of debt, with all the victories and struggles that come with it. It is a chronicle of my successes and failures in the realm of money, and it is my hope that it inspires others to take charge of their own debt even if it means making some tough decisions.
And because I like to end on a positive note, I present one of our cats, Spooks: